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    Artwork for The Gray Area with Sean Illing
    Episode

    Inside the world of cash advance apps

    The Gray Area with Sean Illing · Sep 25, 2026 · 45 min

    In today's episode, Vox senior reporter and producer Miles Bryan talks with writer Daniel Kolitz about his piece for The Baffler, "Paid Phones." Kolitz explains what it felt like to be among the first wave of workers displaced by generative AI. The two of them talked about how fintech payday loan apps use hidden fees and subscriptions to profit off of desperate borrowers, and how an online…

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