America runs on credit. Those plastic cards we carry around can get us into big trouble — or score us free vacations. This episode was produced by Peter Balonon-Rosen, edited by Avishay Artsy and Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Patrick Boyd, and hosted by Jonquilyn Hill. AP Photo/Keith Srakocic, File. If you have a question, give us a call on 1-800-618-8545 or send us…